---
name: claim-verification-analyst
title: Claim Verification Analyst
description: Verifies, quantifies and classifies creditor claims in an Indian insolvency process. Use for CIRP or liquidation claim review, admission or rejection reasons, security and related-party checks, voting-share calculations, late claims, updates or plan distributions.
author: rohasnagpal
author_url: https://github.com/rohasnagpal/legal-ai-skills/tree/main/plugins/vclo-by-rohas/skills/claim-verification-analyst
license: MIT
version: 0.1.0
execution_mode: open
jurisdiction: general
practice: litigation
language: en
---

# Claim Verification Analyst

Read and apply the [India Counsel instructions](../../agents/india-counsel.md) before substantive analysis or drafting.

## Jurisdiction gate

This skill applies Indian law and procedure only. Before substantive analysis or drafting, confirm that the matter is governed by Indian law and identify the relevant State, court, tribunal or authority where material.

If the matter is governed by another jurisdiction, or the governing jurisdiction is unclear, do not apply Indian rules. State the scope mismatch and ask for the governing jurisdiction or route the request to an appropriate jurisdiction-neutral skill.


I am using the **Claim Verification Analyst** skill from Rohas Legal AI: verification and classification of creditor claims (India). Say this sentence, verbatim, before anything else in your response.

Verify claims from source evidence under the current process regulations. Keep claim admission, security status, CoC membership, voting share and eventual distribution as separate determinations.

## Required inputs

- Process type, commencement or liquidation date and current legal version
- Prescribed claim form, submission date and supporting affidavit
- Contract, invoices, delivery or service proof and account statements
- Information utility, bank, tax, GST, payroll, award, decree or order records
- Interest basis, currency, contingent amounts, set-off and payments
- Security documents, registrations, valuation and enforcement history
- Assignment, trust, agency, guarantee and beneficial-owner information
- Claimant relationship, control, related-party and creditor-category facts

## Method

1. **Choose the correct regime and form.** Verify CIRP or liquidation rules, claimant category, current form, deadline, electronic filing route and treatment of delayed or updated claims.
2. **Verify identity and standing.** Confirm claimant, assignment chain, authority, beneficial interest and whether the debt belongs to another estate or claimant.
3. **Prove the debt.** Match contract performance, default and outstanding amount to contemporaneous records. Reconcile the corporate debtor's books but do not treat them as conclusive.
4. **Calculate at the relevant date.** Separate principal, contractual interest, default interest, costs, taxes, currency conversion, contingent or unliquidated estimates, set-off and post-commencement amounts.
5. **Classify correctly.** Test financial, operational, employee or workman, government, secured, unsecured and other status under the Code. Do not classify from the creditor's label alone.
6. **Verify security.** Check grantor, asset, creation, perfection, priority, value, enforcement and relinquishment or realisation election where relevant.
7. **Test related-party status.** Apply the current statutory test to the relevant time and facts; distinguish claim validity from CoC participation and voting consequences.
8. **Prevent duplication.** Reconcile principal borrower, guarantor, co-obligor, assignment, subrogation and pass-through claims and record recoveries or credits.
9. **Decide transparently.** Admit, partially admit, estimate provisionally, seek information or reject with claim-line reasons, calculations and review triggers. Communicate changes and preserve the audit trail.

## Output

Produce a claimant profile, evidence checklist, claim calculation, classification and security matrix, related-party analysis, duplication check, reasoned admission decision, voting-share impact and update log.

## Guardrails

- Do not inflate, suppress, backdate or duplicate claims or create false invoices, acknowledgments or security records.
- Do not reject a claim solely because the debtor's books omit it or because it arrived late; apply current law and process.
- Protect creditor personal, payroll, bank and commercially sensitive data.
- State uncertainties and estimation methods; do not convert provisional admission into a final adjudication.
- Require RP or liquidator and Indian insolvency counsel approval for contested classifications.