---
title: "Plaid Financial Data Aggregator & Budget Classifier"
description: "Integrates with the Plaid Transactions API using the plaid Python SDK to pull 90 days of transaction history across linked bank accounts. Transactions are classified into budget categories using a fine-tuned classifier via the OpenAI Chat Completions API and stored in PostgreSQL using SQLAlchemy."
verification: "security_reviewed"
source: "https://plaid.com/docs/"
author: "Plaid"
category:
  - "Library & API Reference"
framework:
  - "Cursor"
---

# Plaid Financial Data Aggregator & Budget Classifier

Integrates with the Plaid Transactions API using the plaid Python SDK to pull 90 days of transaction history across linked bank accounts. Transactions are classified into budget categories using a fine-tuned classifier via the OpenAI Chat Completions API and stored in PostgreSQL using SQLAlchemy.

## Installation

Choose whichever fits your setup:

1. Copy this skill folder into your local skills directory.
2. Clone the repo and symlink or copy the skill into your agent workspace.
3. Add the repo as a git submodule if you manage shared skills centrally.
4. Install it through your internal provisioning or packaging workflow.
5. Download the folder directly from GitHub and place it in your skills collection.

## Documentation

- https://plaid.com/docs/

## Source

- [Agent Skill Exchange](https://agentskillexchange.com/skills/plaid-financial-data-aggregator/)