Bankruptcy Decision

Q: What is a Claude Code skill and how does the Bankruptcy Decision skill fit in?

A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Bankruptcy Decision is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the Sales category. Learn more at https://claudskills.com/learn/what-is-skill-md/.

Category: Sales · Sub-category: deal-management · Last updated: 2026-08-21

Think clearly about whether bankruptcy is the right move, or whether another path fits better — without shame and without a sales pitch. Use when asked should I file for bankruptcy, is bankruptcy my best option, alternatives to bankruptcy, or what happens if I file. Produces an honest read on whether your situation is the kind bankruptcy actually helps, the main types and what each does (and doesn't) discharge, the real trade-offs (what you keep, the credit impact and its recovery, what's not dischargeable), the alternatives to weigh first (negotiation, debt management, doing nothing on time-barred debt), and a strong push to consult a bankruptcy attorney — so the decision is informed, not driven by fear or a debt-relief ad. Not legal advice; centers a real attorney consult.

Security AStatic scan found no risk patternsHow grading works ›

From the source SKILL.md

Bankruptcy is neither a moral failure nor a magic reset — it's a legal tool that fits some situations and not others, buried under shame and predatory "debt relief" ads. This helps you think clearly: whether your situation is the kind it actually helps, what the main types do and don't erase, the honest trade-offs, the alternatives to weigh first, and why a real attorney consult (often free) is the essential next step — so you decide on facts, not fear.

What this skill does

Bankruptcy Decision is a community-contributed Claude Code skill in the deal-management sub-category. It ships as a SKILL.md file that Claude Code auto-discovers under ~/.claude/skills/bankruptcy-decision/ and loads when your prompt matches the skill's trigger.

When to invoke it: Use when asked should I file for bankruptcy, is bankruptcy my best option, alternatives to bankruptcy, or what happens if I file. Produces an honest read on whether your situation is the kind bankruptcy actually helps, the main types and what each does (and doesn't) discharge, the real trade-offs (what you keep, the credit impact and its recovery, what's not dischargeable), the alternatives to weigh first (negotiation, debt management, doing nothing on time-barred debt), and a strong push to consult a bankruptcy attorney — so the decision is informed, not driven by fear or a debt-relief ad.

Who uses this skill

The Bankruptcy Decision Claude Code skill is built for sales development reps, account executives, revenue operations teams, and customer success managers. It's part of ClaudSkills (also referred to as Claude Skills or Claude Code Skills) — the open community-curated registry of 188,000+ SKILL.md files for Anthropic's Claude Code agent and the wider Claude ecosystem (Claude API, Claude Agent SDK).

How to install

Free

Manual install (2 steps)

mkdir -p ~/.claude/skills/bankruptcy-decision
curl -L https://claudskills.com/skills/bankruptcy-decision/SKILL.md \
  -o ~/.claude/skills/bankruptcy-decision/SKILL.md

Or just download SKILL.md directly and drop it into ~/.claude/skills/bankruptcy-decision/. Claude Code auto-discovers it on next session.

Skills live at ~/.claude/skills/bankruptcy-decision/SKILL.md on macOS/Linux, or %USERPROFILE%\.claude\skills\bankruptcy-decision\SKILL.md on Windows. See the full install guide for step-by-step instructions.

📱 Install from your phone or desktop Telegram

Open @claudskills_bot on Telegram, tap Open Desktop App, and the desktop app installs this skill for you. Or share the bot link with a colleague — they get the same one-tap install. Learn more →

Pro

One-click install via the desktop app

The ClaudSkills desktop app installs any skill directly into ~/.claude/skills/ with one click — no terminal required. Pro starts at $9/mo or $149 lifetime.

Pro

For the full experience including quality scoring and one-click install features for each skill — upgrade to Pro.

See pricing → Download desktop app

Frequently asked questions

How do I install the Bankruptcy Decision Claude Code skill?

Install via the ClaudSkills desktop app (one click) or copy SKILL.md from the source repository to ~/.claude/skills/bankruptcy-decision/SKILL.md and restart Claude Code. Both flows are detailed at claudskills.com/install/.

What does the Bankruptcy Decision skill do?

Is this skill free to install?

Yes. ClaudSkills is an open registry — every skill keeps its source repository's license, and manual install via copy is free. ClaudSkills Pro ($9/mo, $79/yr, or $149 one-time) adds one-click install via the desktop app and a multi-signal Quality Score.

When should I use the Bankruptcy Decision skill?

Use Bankruptcy Decision when your Claude Code task falls under the Sales category — specifically in the deal management area. Claude Code auto-discovers installed skills and invokes the right one based on the task description, so you can also ask Claude directly (e.g. "use Bankruptcy Decision" or describe the task and let Claude pick). Browse related skills at /category/sales/.

What is a Claude Code skill and how does the Bankruptcy Decision skill fit in?

A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Bankruptcy Decision is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the Sales category. Learn more at /learn/what-is-a-claude-skill/.

Attribution & license

Source: https://github.com/mohitagw15856/pm-claude-skills/blob/HEAD/exports/openclaw/bankruptcy-decision/SKILL.md
License: MIT
Author: mohitagw15856
Website: https://mohitagw15856.github.io/pm-claude-skills/

Cite this skill

If you reference this skill in a blog post, paper, or documentation, you can cite it as:

APA

mohitagw15856. (2026). Bankruptcy Decision [Claude Code skill]. ClaudSkills. https://claudskills.com/skills/bankruptcy-decision/

BibTeX

@misc{bankruptcy-decision-2026,
  author    = {mohitagw15856},
  title     = {Bankruptcy Decision [Claude Code skill]},
  year      = {2026},
  publisher = {ClaudSkills},
  url       = {https://claudskills.com/skills/bankruptcy-decision/}
}

Embed this skill

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Badge

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Security scan

Grade A · scanned 2026-08-21 — free static scan against the OWASP Agentic Skills Top 10.

No risk patterns were found in any of the ten OWASP-aligned categories. How grading works ›

✓ Prompt injection
✓ Data exfiltration
✓ Supply chain
✓ Reverse shell
✓ Credentials
✓ Execution
✓ Filesystem
✓ Persistence
✓ Obfuscation
✓ Network

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[![Security: A](https://img.shields.io/badge/Security-A-2e7d32)](https://claudskills.com/skills/bankruptcy-decision/#security)

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