Beneficiary Audit

Q: What is a Claude Code skill and how does the Beneficiary Audit skill fit in?

A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Beneficiary Audit is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the General category. Learn more at https://claudskills.com/learn/what-is-skill-md/.

Category: General · Sub-category: operations · Last updated: 2026-07-23

type:audit

Audit the beneficiary designations that quietly override wills — the account-by-account sweep, the life-event triggers that make them stale, and the coordination check against actual intentions. Use when asked check my beneficiaries, does my 401k go to my ex, do beneficiary forms beat a will, or what should I update after marriage/divorce/a birth. Produces the account sweep list, the stale-designation red flags, the intent-vs-paperwork comparison table, and the update checklist with the verify-in-writing step.

Security AStatic scan found no risk patternsHow grading works ›

From the source SKILL.md

The most important estate document most people have isn't their will — it's a form they filled out on day two of a job in 2016 and never saw again. Retirement accounts, life insurance, and payable-on-death accounts generally pass by designation, outside the will entirely: in the classic disaster, the will says everything to the new spouse, the 401k form still says the ex, and (jurisdiction-varying, but often) the form wins. This skill runs the audit: sweep every designation-carrying account, compare paper against intent, and flag the stale ones before they become someone's litigation.

What this skill does

Beneficiary Audit is a community-contributed Claude Code skill in the operations sub-category. It ships as a SKILL.md file that Claude Code auto-discovers under ~/.claude/skills/beneficiary-audit/ and loads when your prompt matches the skill's trigger.

When to invoke it: Use when asked check my beneficiaries, does my 401k go to my ex, do beneficiary forms beat a will, or what should I update after marriage/divorce/a birth. Produces the account sweep list, the stale-designation red flags, the intent-vs-paperwork comparison table, and the update checklist with the verify-in-writing step.

Who uses this skill

The Beneficiary Audit Claude Code skill is built for Claude Code users and developers across all disciplines looking for general-purpose AI assistance. It's part of ClaudSkills (also referred to as Claude Skills or Claude Code Skills) — the open community-curated registry of 174,000+ SKILL.md files for Anthropic's Claude Code agent and the wider Claude ecosystem (Claude API, Claude Agent SDK).

How to install

Free

Manual install (2 steps)

mkdir -p ~/.claude/skills/beneficiary-audit
curl -L https://claudskills.com/skills/beneficiary-audit/SKILL.md \
  -o ~/.claude/skills/beneficiary-audit/SKILL.md

Or just download SKILL.md directly and drop it into ~/.claude/skills/beneficiary-audit/. Claude Code auto-discovers it on next session.

Skills live at ~/.claude/skills/beneficiary-audit/SKILL.md on macOS/Linux, or %USERPROFILE%\.claude\skills\beneficiary-audit\SKILL.md on Windows. See the full install guide for step-by-step instructions.

📱 Install from your phone or desktop Telegram

Open @claudskills_bot on Telegram, tap Open Desktop App, and the desktop app installs this skill for you. Or share the bot link with a colleague — they get the same one-tap install. Learn more →

Pro

One-click install via the desktop app

The ClaudSkills desktop app installs any skill directly into ~/.claude/skills/ with one click — no terminal required. Pro starts at $9/mo or $149 lifetime.

Pro

For the full experience including quality scoring and one-click install features for each skill — upgrade to Pro.

See pricing → Download desktop app

Frequently asked questions

How do I install the Beneficiary Audit Claude Code skill?

Install via the ClaudSkills desktop app (one click) or copy SKILL.md from the source repository to ~/.claude/skills/beneficiary-audit/SKILL.md and restart Claude Code. Both flows are detailed at claudskills.com/install/.

What does the Beneficiary Audit skill do?

Is this skill free to install?

Yes. ClaudSkills is an open registry — every skill keeps its source repository's license, and manual install via copy is free. ClaudSkills Pro ($9/mo, $79/yr, or $149 one-time) adds one-click install via the desktop app and a multi-signal Quality Score.

When should I use the Beneficiary Audit skill?

Use Beneficiary Audit when your Claude Code task falls under the General category — specifically in the operations area. Claude Code auto-discovers installed skills and invokes the right one based on the task description, so you can also ask Claude directly (e.g. "use Beneficiary Audit" or describe the task and let Claude pick). Browse related skills at /category/general/.

What is a Claude Code skill and how does the Beneficiary Audit skill fit in?

A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Beneficiary Audit is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the General category. Learn more at /learn/what-is-a-claude-skill/.

Attribution & license

Source: https://github.com/mohitagw15856/pm-claude-skills/blob/HEAD/exports/openclaw/beneficiary-audit/SKILL.md
License: MIT
Author: mohitagw15856
Website: https://mohitagw15856.github.io/pm-claude-skills/

Cite this skill

If you reference this skill in a blog post, paper, or documentation, you can cite it as:

APA

mohitagw15856. (2026). Beneficiary Audit [Claude Code skill]. ClaudSkills. https://claudskills.com/skills/beneficiary-audit/

BibTeX

@misc{beneficiary-audit-2026,
  author    = {mohitagw15856},
  title     = {Beneficiary Audit [Claude Code skill]},
  year      = {2026},
  publisher = {ClaudSkills},
  url       = {https://claudskills.com/skills/beneficiary-audit/}
}

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Badge

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Security scan

Grade A · scanned 2026-08-02 — free static scan against the OWASP Agentic Skills Top 10.

No risk patterns were found in any of the ten OWASP-aligned categories. How grading works ›

✓ Prompt injection
✓ Data exfiltration
✓ Supply chain
✓ Reverse shell
✓ Credentials
✓ Execution
✓ Filesystem
✓ Persistence
✓ Obfuscation
✓ Network

Show this grade on your repo (click to copy):

[![Security: A](https://img.shields.io/badge/Security-A-2e7d32)](https://claudskills.com/skills/beneficiary-audit/#security)

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