Credit Risk

Quality score: 70/100 · Category: Sales · Sub-category: sales-misc

type:audittype:review

Audit credit risk modeling software for scoring algorithm accuracy, regulatory compliance (ECOA, FCRA, SR 11-7), bias and disparate impact testing, model governance lifecycle, and explainability. Covers logistic regression, GBM, neural net evaluation, protected class proxy detection, adverse action notice generation, SHAP/LIME explainability, champion-challenger frameworks, and PSI drift monitoring. Use when reviewing lending platforms, underwriting engines, credit scoring APIs, fintech decisioning systems, or any codebase that scores creditworthiness or generates approval/denial decisions.

What this skill does

Credit Risk is a production-ready Claude Code skill (quality score 70/100) in the sales-misc sub-category. It ships as a SKILL.md file that Claude Code auto-discovers under ~/.claude/skills/credit-risk/ and loads when your prompt matches the skill's trigger.

When to invoke it: Use when reviewing lending platforms, underwriting engines, credit scoring APIs, fintech decisioning systems, or any codebase that scores creditworthiness or generates approval/denial decisions.

Who uses this skill

The Credit Risk skill is built for sales development reps, account executives, revenue operations teams, and customer success managers. It is part of the open ClaudSkills registry, a community-curated catalog of 15,000+ capabilities you can install for Claude Code — the Claude CLI agent.

How to install

Free

Manual install (2 steps)

mkdir -p ~/.claude/skills/credit-risk
curl -L https://claudskills.com/skills/credit-risk/SKILL.md \
  -o ~/.claude/skills/credit-risk/SKILL.md

Or just download SKILL.md directly and drop it into ~/.claude/skills/credit-risk/. Claude Code auto-discovers it on next session.

Skills live at ~/.claude/skills/credit-risk/SKILL.md on macOS/Linux, or %USERPROFILE%\.claude\skills\credit-risk\SKILL.md on Windows. See the full install guide for step-by-step instructions.

Pro

One-click install via the desktop app

The ClaudSkills desktop app installs any skill directly into ~/.claude/skills/ with one click — no terminal required. Pro starts at $9/mo or $149 lifetime.

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Part of ClaudSkills — the open registry for Claude Code skills. · What's New · Install guide · About · llms.txt

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