Insurance Risk

Q: What is a Claude Code skill and how does the Insurance Risk skill fit in?

A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Insurance Risk is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the General category. Learn more at https://claudskills.com/learn/what-is-skill-md/.

Category: General · Sub-category: business-ops · Last updated: 2026-07-31

type:review

Insure and underwrite the handling chain for high-value collectibles via scheduled personal property riders, fine arts policies, and transit cover. Use when scheduling new acquisitions, reviewing existing coverage, evaluating freeport storage, comparing agreed-value vs replacement-cost policies, or after an appraisal update. Covers the major specialty carriers (Chubb Masterpiece, AIG Private Client, PURE, Berkley One, Distinguished, Lloyd's syndicates) and the loss-prevention engineering that real fine arts policies underwrite.

Security AStatic scan found no risk patternsHow grading works ›

What this skill does

Insurance Risk is a community-contributed Claude Code skill in the business-ops sub-category. It ships as a SKILL.md file that Claude Code auto-discovers under ~/.claude/skills/insurance-risk/ and loads when your prompt matches the skill's trigger.

When to invoke it: Use when scheduling new acquisitions, reviewing existing coverage, evaluating freeport storage, comparing agreed-value vs replacement-cost policies, or after an appraisal update. Covers the major specialty carriers (Chubb Masterpiece, AIG Private Client, PURE, Berkley One, Distinguished, Lloyd's syndicates) and the loss-prevention engineering that real fine arts policies underwrite.

Who uses this skill

The Insurance Risk Claude Code skill is built for Claude Code users and developers across all disciplines looking for general-purpose AI assistance. It's part of ClaudSkills (also referred to as Claude Skills or Claude Code Skills) — the open community-curated registry of 174,000+ SKILL.md files for Anthropic's Claude Code agent and the wider Claude ecosystem (Claude API, Claude Agent SDK).

How to install

Free

Manual install (2 steps)

mkdir -p ~/.claude/skills/insurance-risk
curl -L https://claudskills.com/skills/insurance-risk/SKILL.md \
  -o ~/.claude/skills/insurance-risk/SKILL.md

Or just download SKILL.md directly and drop it into ~/.claude/skills/insurance-risk/. Claude Code auto-discovers it on next session.

Skills live at ~/.claude/skills/insurance-risk/SKILL.md on macOS/Linux, or %USERPROFILE%\.claude\skills\insurance-risk\SKILL.md on Windows. See the full install guide for step-by-step instructions.

📱 Install from your phone or desktop Telegram

Open @claudskills_bot on Telegram, tap Open Desktop App, and the desktop app installs this skill for you. Or share the bot link with a colleague — they get the same one-tap install. Learn more →

Pro

One-click install via the desktop app

The ClaudSkills desktop app installs any skill directly into ~/.claude/skills/ with one click — no terminal required. Pro starts at $9/mo or $149 lifetime.

Pro

For the full experience including quality scoring and one-click install features for each skill — upgrade to Pro.

See pricing → Download desktop app

Frequently asked questions

How do I install the Insurance Risk Claude Code skill?

Install via the ClaudSkills desktop app (one click) or copy SKILL.md from the source repository to ~/.claude/skills/insurance-risk/SKILL.md and restart Claude Code. Both flows are detailed at claudskills.com/install/.

What does the Insurance Risk skill do?

Is this skill free to install?

Yes. ClaudSkills is an open registry — every skill keeps its source repository's license, and manual install via copy is free. ClaudSkills Pro ($9/mo, $79/yr, or $149 one-time) adds one-click install via the desktop app and a multi-signal Quality Score.

When should I use the Insurance Risk skill?

Use Insurance Risk when your Claude Code task falls under the General category — specifically in the business ops area. Claude Code auto-discovers installed skills and invokes the right one based on the task description, so you can also ask Claude directly (e.g. "use Insurance Risk" or describe the task and let Claude pick). Browse related skills at /category/general/.

What is a Claude Code skill and how does the Insurance Risk skill fit in?

A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Insurance Risk is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the General category. Learn more at /learn/what-is-a-claude-skill/.

Attribution & license

Source: https://github.com/npbuilds/skill-library/blob/HEAD/skills/collector/horizontal/insurance-risk/SKILL.md
License: MIT
Author: npbuilds
Website: https://skill-library-prod.web.app/

Cite this skill

If you reference this skill in a blog post, paper, or documentation, you can cite it as:

APA

npbuilds. (2026). Insurance Risk [Claude Code skill]. ClaudSkills. https://claudskills.com/skills/insurance-risk/

BibTeX

@misc{insurance-risk-2026,
  author    = {npbuilds},
  title     = {Insurance Risk [Claude Code skill]},
  year      = {2026},
  publisher = {ClaudSkills},
  url       = {https://claudskills.com/skills/insurance-risk/}
}

Embed this skill

Promote, attribute, or link this skill from your own README, blog post, or documentation. All three snippets are free to use — no sign-up, no API key. More distribution surfaces →

Badge

[![ClaudSkills](https://claudskills.com/badge/insurance-risk.svg)](https://claudskills.com/skills/insurance-risk/?utm_source=badge&utm_medium=readme&utm_campaign=skill_badge)

Security scan

Grade A · scanned 2026-08-02 — free static scan against the OWASP Agentic Skills Top 10.

No risk patterns were found in any of the ten OWASP-aligned categories. How grading works ›

✓ Prompt injection
✓ Data exfiltration
✓ Supply chain
✓ Reverse shell
✓ Credentials
✓ Execution
✓ Filesystem
✓ Persistence
✓ Obfuscation
✓ Network

Show this grade on your repo (click to copy):

[![Security: A](https://img.shields.io/badge/Security-A-2e7d32)](https://claudskills.com/skills/insurance-risk/#security)

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Part of ClaudSkills — the open registry for Claude Skills & Claude Code Skills. · What's New · Install guide · About · llms.txt

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