Ny Consumer Debt
Subject-matter bundle for New York consumer-debt defense. Triggers include 'defending a debt-collection lawsuit in New York', 'NYC Civil Court debt case', 'sued for credit card debt in NY', 'CPLR 213(a) 3-year SOL', 'Consumer Credit Fairness Act', 'CCFA 2022 New York', 'GBL § 349 deceptive practices', 'NY GBL § 600 collection agency', 'debt buyer', 'chain of title', 'sewer service', 'FDCPA in New York'. Covers **FDCPA + Regulation F**, **2022 Consumer Credit Fairness Act** (3-year SOL at CPLR 213(a), CPLR 3015(e) heightened pleading, 22 NYCRR § 202.27-a heightened default-judgment evidence, CPLR 308(six) additional mailing), **NY GBL § 600** collection-agency licensing, **GBL § 349** deceptive acts, **CPLR 4544** small-print contracts, **chain of title** under NY UCC Article 9, fact-pattern triage, and RFP/RFA banks.
Security AStatic scan found no risk patternsHow grading works ›
What this skill does
Ny Consumer Debt is a community-contributed Claude Code skill in the content-misc sub-category. It ships as a SKILL.md file that Claude Code auto-discovers under ~/.claude/skills/ny-consumer-debt/ and loads when your prompt matches the skill's trigger.
Who uses this skill
The Ny Consumer Debt Claude Code skill is built for content creators, marketers, copywriters, SEO professionals, and editorial teams. It's part of ClaudSkills (also referred to as Claude Skills or Claude Code Skills) — the open community-curated registry of 178,000+ SKILL.md files for Anthropic's Claude Code agent and the wider Claude ecosystem (Claude API, Claude Agent SDK).
How to install
Free
Manual install (2 steps)
mkdir -p ~/.claude/skills/ny-consumer-debt
curl -L https://claudskills.com/skills/ny-consumer-debt/SKILL.md \
-o ~/.claude/skills/ny-consumer-debt/SKILL.md
Or just download SKILL.md directly and drop it into ~/.claude/skills/ny-consumer-debt/. Claude Code auto-discovers it on next session.
Skills live at ~/.claude/skills/ny-consumer-debt/SKILL.md on macOS/Linux, or %USERPROFILE%\.claude\skills\ny-consumer-debt\SKILL.md on Windows. See the full install guide for step-by-step instructions.
Telegram
📱 Install from your phone or desktop Telegram
Open @claudskills_bot on Telegram, tap Open Desktop App, and the desktop app installs this skill for you. Or share the bot link with a colleague — they get the same one-tap install. Learn more →
Pro
One-click install via the desktop app
The ClaudSkills desktop app installs any skill directly into ~/.claude/skills/ with one click — no terminal required. Pro starts at $9/mo or $149 lifetime.
Pro
For the full experience including quality scoring and one-click install features for each skill — upgrade to Pro.
Frequently asked questions
How do I install the Ny Consumer Debt Claude Code skill?
Install via the ClaudSkills desktop app (one click) or copy
SKILL.md from the source repository to
~/.claude/skills/ny-consumer-debt/SKILL.md and restart Claude Code. Both flows are detailed at
claudskills.com/install/.
What does the Ny Consumer Debt skill do?
Subject-matter bundle for New York consumer-debt defense. Triggers include 'defending a debt-collection lawsuit in New York', 'NYC Civil Court debt case', 'sued for credit card debt in NY', 'CPLR 213(a) 3-year SOL', 'Consumer Credit Fairness Act', 'CCFA 2022 New York', 'GBL § 349 deceptive practices', 'NY GBL § 600 collection agency', 'debt buyer', 'chain of title', 'sewer service', 'FDCPA in New York'. Covers **FDCPA + Regulation F**, **2022 Consumer Credit Fairness Act** (3-year SOL at CPLR 213(a), CPLR 3015(e) heightened pleading, 22 NYCRR § 202.27-a heightened default-judgment evidence, CPLR 308(six) additional mailing), **NY GBL § 600** collection-agency licensing, **GBL § 349** deceptive acts, **CPLR 4544** small-print contracts, **chain of title** under NY UCC Article 9, fact-pattern triage, and RFP/RFA banks.
Is this skill free to install?
Yes. ClaudSkills is an open registry — every skill keeps its source repository's license, and manual install via copy is free. ClaudSkills Pro ($9/mo, $79/yr, or $149 one-time) adds one-click install via the desktop app and a multi-signal Quality Score.
When should I use the Ny Consumer Debt skill?
Use Ny Consumer Debt when your Claude Code task falls under the Content category — specifically in the content misc area. Claude Code auto-discovers installed skills and invokes the right one based on the task description, so you can also ask Claude directly (e.g. "use Ny Consumer Debt" or describe the task and let Claude pick). Browse related skills at
/category/content/.
What is a Claude Code skill and how does the Ny Consumer Debt skill fit in?
A Claude Code skill is a
SKILL.md file that lives under
~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Ny Consumer Debt is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the Content category. Learn more at
/learn/what-is-a-claude-skill/.
Attribution & license
Cite this skill
If you reference this skill in a blog post, paper, or documentation, you can cite it as:
APA
codearranger. (2026). Ny Consumer Debt [Claude Code skill]. ClaudSkills. https://claudskills.com/skills/ny-consumer-debt/
BibTeX
@misc{ny-consumer-debt-2026,
author = {codearranger},
title = {Ny Consumer Debt [Claude Code skill]},
year = {2026},
publisher = {ClaudSkills},
url = {https://claudskills.com/skills/ny-consumer-debt/}
}
Embed this skill
Promote, attribute, or link this skill from your own README, blog post, or documentation. All three snippets are free to use — no sign-up, no API key. More distribution surfaces →
Badge
[](https://claudskills.com/skills/ny-consumer-debt/?utm_source=badge&utm_medium=readme&utm_campaign=skill_badge)
<script>
<script src="https://claudskills.com/embed/ny-consumer-debt.js" async></script>
<iframe>
<iframe src="https://claudskills.com/embed/ny-consumer-debt.html" width="100%" height="160" frameborder="0" loading="lazy" title="ClaudSkills: Ny Consumer Debt"></iframe>
Security scan
Grade A · scanned 2026-08-07 — free static scan against the OWASP Agentic Skills Top 10.
No risk patterns were found in any of the ten OWASP-aligned categories. How grading works ›
- ✓ Prompt injection
- ✓ Data exfiltration
- ✓ Supply chain
- ✓ Reverse shell
- ✓ Credentials
- ✓ Execution
- ✓ Filesystem
- ✓ Persistence
- ✓ Obfuscation
- ✓ Network
Show this grade on your repo (click to copy):
[](https://claudskills.com/skills/ny-consumer-debt/#security)
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