Claude Code Skills·Claude Skills·The open SKILL.md registry for Claude
ClaudSkills / Sales / sales-misc

Oh Consumer Debt

Category: Sales  ·  Sub-category: sales-misc  ·  Last updated:
Use for Ohio consumer-debt defense — debt-buyer suits, collection actions. Covers **Ohio Consumer Sales Practices Act (R.C. Chapter 1345)** with **treble damages + mandatory fees**, **2-year CSPA SOL**, **FDCPA + Reg F** overlays, **chain-of-title doctrine**, **Ohio UCC Article 9** (R.C. Chapter 1309), and **6-year SOL on written contracts** (R.C. 2305.06). **NO collection-agency licensure in Ohio** — defenses lean on chain-of-title and FDCPA. Triggers: "Ohio consumer debt", "Ohio CSPA", "R.C. 1345 treble damages", "Ohio chain of title", "Ohio debt buyer", "medical debt Ohio".
Security AStatic scan found no risk patternsHow grading works ›

What this skill does

Oh Consumer Debt is a community-contributed Claude Code skill in the sales-misc sub-category. It ships as a SKILL.md file that Claude Code auto-discovers under ~/.claude/skills/oh-consumer-debt/ and loads when your prompt matches the skill's trigger.

Who uses this skill

The Oh Consumer Debt Claude Code skill is built for sales development reps, account executives, revenue operations teams, and customer success managers. It's part of ClaudSkills (also referred to as Claude Skills or Claude Code Skills) — the open community-curated registry of 169,000+ SKILL.md files for Anthropic's Claude Code agent and the wider Claude ecosystem (Claude API, Claude Agent SDK).

How to install

Free

Manual install (2 steps)

mkdir -p ~/.claude/skills/oh-consumer-debt
curl -L https://claudskills.com/skills/oh-consumer-debt/SKILL.md \
  -o ~/.claude/skills/oh-consumer-debt/SKILL.md

Or just download SKILL.md directly and drop it into ~/.claude/skills/oh-consumer-debt/. Claude Code auto-discovers it on next session.

Skills live at ~/.claude/skills/oh-consumer-debt/SKILL.md on macOS/Linux, or %USERPROFILE%\.claude\skills\oh-consumer-debt\SKILL.md on Windows. See the full install guide for step-by-step instructions.

Telegram

📱 Install from your phone or desktop Telegram

Open @claudskills_bot on Telegram, tap Open Desktop App, and the desktop app installs this skill for you. Or share the bot link with a colleague — they get the same one-tap install. Learn more →

Pro

One-click install via the desktop app

The ClaudSkills desktop app installs any skill directly into ~/.claude/skills/ with one click — no terminal required. Pro starts at $9/mo or $149 lifetime.

Pro

For the full experience including quality scoring and one-click install features for each skill — upgrade to Pro.

See pricing → Download desktop app

Frequently asked questions

How do I install the Oh Consumer Debt Claude Code skill?
Install via the ClaudSkills desktop app (one click) or copy SKILL.md from the source repository to ~/.claude/skills/oh-consumer-debt/SKILL.md and restart Claude Code. Both flows are detailed at claudskills.com/install/.
What does the Oh Consumer Debt skill do?
Use for Ohio consumer-debt defense — debt-buyer suits, collection actions. Covers **Ohio Consumer Sales Practices Act (R.C. Chapter 1345)** with **treble damages + mandatory fees**, **2-year CSPA SOL**, **FDCPA + Reg F** overlays, **chain-of-title doctrine**, **Ohio UCC Article 9** (R.C. Chapter 1309), and **6-year SOL on written contracts** (R.C. 2305.06). **NO collection-agency licensure in Ohio** — defenses lean on chain-of-title and FDCPA. Triggers: "Ohio consumer debt", "Ohio CSPA", "R.C. 1345 treble damages", "Ohio chain of title", "Ohio debt buyer", "medical debt Ohio".
Is this skill free to install?
Yes. ClaudSkills is an open registry — every skill keeps its source repository's license, and manual install via copy is free. ClaudSkills Pro ($9/mo, $79/yr, or $149 one-time) adds one-click install via the desktop app and a multi-signal Quality Score.
When should I use the Oh Consumer Debt skill?
Use Oh Consumer Debt when your Claude Code task falls under the Sales category — specifically in the sales misc area. Claude Code auto-discovers installed skills and invokes the right one based on the task description, so you can also ask Claude directly (e.g. "use Oh Consumer Debt" or describe the task and let Claude pick). Browse related skills at /category/sales/.
What is a Claude Code skill and how does the Oh Consumer Debt skill fit in?
A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Oh Consumer Debt is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the Sales category. Learn more at /learn/what-is-a-claude-skill/.

Attribution & license

Cite this skill

If you reference this skill in a blog post, paper, or documentation, you can cite it as:

APA
codearranger. (2026). Oh Consumer Debt [Claude Code skill]. ClaudSkills. https://claudskills.com/skills/oh-consumer-debt/
BibTeX
@misc{oh-consumer-debt-2026,
  author    = {codearranger},
  title     = {Oh Consumer Debt [Claude Code skill]},
  year      = {2026},
  publisher = {ClaudSkills},
  url       = {https://claudskills.com/skills/oh-consumer-debt/}
}

Embed this skill

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Badge
[![ClaudSkills](https://claudskills.com/badge/oh-consumer-debt.svg)](https://claudskills.com/skills/oh-consumer-debt/?utm_source=badge&utm_medium=readme&utm_campaign=skill_badge)
<script>
<script src="https://claudskills.com/embed/oh-consumer-debt.js" async></script>
<iframe>
<iframe src="https://claudskills.com/embed/oh-consumer-debt.html" width="100%" height="160" frameborder="0" loading="lazy" title="ClaudSkills: Oh Consumer Debt"></iframe>

Security scan

Grade A · scanned 2026-08-01 — free static scan against the OWASP Agentic Skills Top 10.

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Browse all Sales skills in the ClaudSkills registry, or explore these other picks from the same category:

Browse all Sales skills → Top 100 skills
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