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ClaudSkills / Dev Tools / ide-editor

Or Consumer Debt

Category: Dev Tools  ·  Sub-category: ide-editor  ·  Last updated:
Use this skill for Oregon consumer-debt defense — debt-buyer suits and collection cases turning on FDCPA, Regulation F, ORS 697 (Collection Agency Registration Act), or Oregon UTPA (ORS 646.605 et seq.). Triggers include "debt buyer", "collection agency sued me", "FDCPA", "1692e", "1692f", "1692g", "validation notice", "Regulation F", "UTPA", "ORS 697", "time- barred debt", "zombie debt", "re-aged debt", "chain of title", "bill of sale", "assignment schedule", "cardholder agreement", "unlicensed collection agency", "DCBS registration". Subject- matter bundle covering FDCPA / Reg F / Oregon UTPA / ORS 697 substantive law, chain-of-title doctrine, and RFP/RFA banks for debt-defense litigation. Composes with or-statewide-format, or-multcc / or-wccc / or-county-courts, or-pro-se, or-law-references, or-discovery, or-first-30-days, or-fact-check, or-deadlines, or-post-judgment, and draft-* skills.
Security AStatic scan found no risk patternsHow grading works ›

From the source SKILL.md

This skill is the subject-matter bundle for Oregon consumer-debt litigation: debt-buyer cases, original-creditor collection actions, and any matter turning on FDCPA / Reg F / Oregon UTPA / ORS 697.

What this skill does

Or Consumer Debt is a community-contributed Claude Code skill in the ide-editor sub-category. It ships as a SKILL.md file that Claude Code auto-discovers under ~/.claude/skills/or-consumer-debt/ and loads when your prompt matches the skill's trigger.

Who uses this skill

The Or Consumer Debt Claude Code skill is built for developers, power users, and teams automating repetitive workflows and improving developer experience. It's part of ClaudSkills (also referred to as Claude Skills or Claude Code Skills) — the open community-curated registry of 169,000+ SKILL.md files for Anthropic's Claude Code agent and the wider Claude ecosystem (Claude API, Claude Agent SDK).

How to install

Free

Manual install (2 steps)

mkdir -p ~/.claude/skills/or-consumer-debt
curl -L https://claudskills.com/skills/or-consumer-debt/SKILL.md \
  -o ~/.claude/skills/or-consumer-debt/SKILL.md

Or just download SKILL.md directly and drop it into ~/.claude/skills/or-consumer-debt/. Claude Code auto-discovers it on next session.

Skills live at ~/.claude/skills/or-consumer-debt/SKILL.md on macOS/Linux, or %USERPROFILE%\.claude\skills\or-consumer-debt\SKILL.md on Windows. See the full install guide for step-by-step instructions.

Telegram

📱 Install from your phone or desktop Telegram

Open @claudskills_bot on Telegram, tap Open Desktop App, and the desktop app installs this skill for you. Or share the bot link with a colleague — they get the same one-tap install. Learn more →

Pro

One-click install via the desktop app

The ClaudSkills desktop app installs any skill directly into ~/.claude/skills/ with one click — no terminal required. Pro starts at $9/mo or $149 lifetime.

Pro

For the full experience including quality scoring and one-click install features for each skill — upgrade to Pro.

See pricing → Download desktop app

Frequently asked questions

How do I install the Or Consumer Debt Claude Code skill?
Install via the ClaudSkills desktop app (one click) or copy SKILL.md from the source repository to ~/.claude/skills/or-consumer-debt/SKILL.md and restart Claude Code. Both flows are detailed at claudskills.com/install/.
What does the Or Consumer Debt skill do?
Use this skill for Oregon consumer-debt defense — debt-buyer suits and collection cases turning on FDCPA, Regulation F, ORS 697 (Collection Agency Registration Act), or Oregon UTPA (ORS 646.605 et seq.). Triggers include "debt buyer", "collection agency sued me", "FDCPA", "1692e", "1692f", "1692g", "validation notice", "Regulation F", "UTPA", "ORS 697", "time- barred debt", "zombie debt", "re-aged debt", "chain of title", "bill of sale", "assignment schedule", "cardholder agreement", "unlicensed collection agency", "DCBS registration". Subject- matter bundle covering FDCPA / Reg F / Oregon UTPA / ORS 697 substantive law, chain-of-title doctrine, and RFP/RFA banks for debt-defense litigation. Composes with or-statewide-format, or-multcc / or-wccc / or-county-courts, or-pro-se, or-law-references, or-discovery, or-first-30-days, or-fact-check, or-deadlines, or-post-judgment, and draft-* skills.
Is this skill free to install?
Yes. ClaudSkills is an open registry — every skill keeps its source repository's license, and manual install via copy is free. ClaudSkills Pro ($9/mo, $79/yr, or $149 one-time) adds one-click install via the desktop app and a multi-signal Quality Score.
When should I use the Or Consumer Debt skill?
Use Or Consumer Debt when your Claude Code task falls under the Dev Tools category — specifically in the ide editor area. Claude Code auto-discovers installed skills and invokes the right one based on the task description, so you can also ask Claude directly (e.g. "use Or Consumer Debt" or describe the task and let Claude pick). Browse related skills at /category/tools/.
What is a Claude Code skill and how does the Or Consumer Debt skill fit in?
A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Or Consumer Debt is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the Dev Tools category. Learn more at /learn/what-is-a-claude-skill/.

Attribution & license

Cite this skill

If you reference this skill in a blog post, paper, or documentation, you can cite it as:

APA
codearranger. (2026). Or Consumer Debt [Claude Code skill]. ClaudSkills. https://claudskills.com/skills/or-consumer-debt/
BibTeX
@misc{or-consumer-debt-2026,
  author    = {codearranger},
  title     = {Or Consumer Debt [Claude Code skill]},
  year      = {2026},
  publisher = {ClaudSkills},
  url       = {https://claudskills.com/skills/or-consumer-debt/}
}

Embed this skill

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Badge
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<script>
<script src="https://claudskills.com/embed/or-consumer-debt.js" async></script>
<iframe>
<iframe src="https://claudskills.com/embed/or-consumer-debt.html" width="100%" height="160" frameborder="0" loading="lazy" title="ClaudSkills: Or Consumer Debt"></iframe>

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Grade A · scanned 2026-08-01 — free static scan against the OWASP Agentic Skills Top 10.

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