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Spend Optimizer

Category: General  ·  Sub-category: general-misc  ·  Last updated:
type:audit
Audit subscriptions AND optimize credit card rewards. Analyzes bank CSVs to find recurring charges, categorize spend, identify which card each charge should be on, and calculate potential rewards. Use when user says "audit subscriptions", "optimize my cards", "maximize rewards", or "analyze my spending". Outputs interactive HTML with subscription management and card optimization.

From the source SKILL.md

Complete spend optimization: subscription auditing + credit card rewards maximization.

What this skill does

Spend Optimizer is a community-contributed Claude Code skill in the general-misc sub-category. It ships as a SKILL.md file that Claude Code auto-discovers under ~/.claude/skills/spend-optimizer/ and loads when your prompt matches the skill's trigger.

When to invoke it: Use when user says "audit subscriptions", "optimize my cards", "maximize rewards", or "analyze my spending". Outputs interactive HTML with subscription management and card optimization.

Who uses this skill

The Spend Optimizer Claude Code skill is built for Claude Code users and developers across all disciplines looking for general-purpose AI assistance. It's part of ClaudSkills (also referred to as Claude Skills or Claude Code Skills) — the open community-curated registry of 69,000+ SKILL.md files for Anthropic's Claude Code agent and the wider Claude ecosystem (Claude API, Claude Agent SDK).

How to install

Free

Manual install (2 steps)

mkdir -p ~/.claude/skills/spend-optimizer
curl -L https://claudskills.com/skills/spend-optimizer/SKILL.md \
  -o ~/.claude/skills/spend-optimizer/SKILL.md

Or just download SKILL.md directly and drop it into ~/.claude/skills/spend-optimizer/. Claude Code auto-discovers it on next session.

Skills live at ~/.claude/skills/spend-optimizer/SKILL.md on macOS/Linux, or %USERPROFILE%\.claude\skills\spend-optimizer\SKILL.md on Windows. See the full install guide for step-by-step instructions.

Pro

One-click install via the desktop app

The ClaudSkills desktop app installs any skill directly into ~/.claude/skills/ with one click — no terminal required. Pro starts at $9/mo or $149 lifetime.

Pro

For the full experience including quality scoring and one-click install features for each skill — upgrade to Pro.

Attribution & license

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Part of ClaudSkills — the open registry for Claude Skills & Claude Code Skills.  ·  What's New  ·  Install guide  ·  About  ·  llms.txt

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