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Acao Reajuste Abusivo

Category: General  ·  Sub-category: general-misc  ·  Last updated:
Acao revisional/declaratoria contra reajuste abusivo de mensalidade de plano de saude — individual/familiar (controle ANS via IPCA-Saude) e coletivo empresarial/por adesao (controle nao-direto da ANS). Aplica Lei 9.656/1998 + Tema 952 STJ (reajuste por faixa etaria — exige base atuarial e nao pode ser excessivo) + Sum. 608 STJ (CDC em coletivos) + Lei 10.741/2003 art. 15§3o (Estatuto do Idoso — vedacao a reajuste apos 60a por faixa) + Sum. 91 ANS + RN ANS 195/2009. Distingue 3 modalidades: reajuste anual (IPCA + variacao de custos); reajuste por faixa etaria (10 faixas); reajuste por sinistralidade (coletivos). Tese central: razoabilidade + base atuarial + transparencia + vedacao a discriminacao etaria. Tutela de urgencia (descontinuidade do plano). Conservadorismo (PA-21). Aciona: reajuste abusivo, mensalidade abusiva, Tema 952, faixa etaria, Estatuto Idoso plano, sinistralidade coletivo, IPCA-Saude, RN 195, Sum 608, revisional plano, Sum 91 ANS.
Security AStatic scan found no risk patternsHow grading works ›

From the source SKILL.md

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What this skill does

Acao Reajuste Abusivo is a community-contributed Claude Code skill in the general-misc sub-category. It ships as a SKILL.md file that Claude Code auto-discovers under ~/.claude/skills/acao-reajuste-abusivo/ and loads when your prompt matches the skill's trigger.

Who uses this skill

The Acao Reajuste Abusivo Claude Code skill is built for Claude Code users and developers across all disciplines looking for general-purpose AI assistance. It's part of ClaudSkills (also referred to as Claude Skills or Claude Code Skills) — the open community-curated registry of 196,000+ SKILL.md files for Anthropic's Claude Code agent and the wider Claude ecosystem (Claude API, Claude Agent SDK).

How to install

Free

Manual install (2 steps)

mkdir -p ~/.claude/skills/acao-reajuste-abusivo
curl -L https://claudskills.com/skills/acao-reajuste-abusivo/SKILL.md \
  -o ~/.claude/skills/acao-reajuste-abusivo/SKILL.md

Or just download SKILL.md directly and drop it into ~/.claude/skills/acao-reajuste-abusivo/. Claude Code auto-discovers it on next session.

Skills live at ~/.claude/skills/acao-reajuste-abusivo/SKILL.md on macOS/Linux, or %USERPROFILE%\.claude\skills\acao-reajuste-abusivo\SKILL.md on Windows. See the full install guide for step-by-step instructions.

Telegram

📱 Install from your phone or desktop Telegram

Open @claudskills_bot on Telegram, tap Open Desktop App, and the desktop app installs this skill for you. Or share the bot link with a colleague — they get the same one-tap install. Learn more →

Pro

One-click install via the desktop app

The ClaudSkills desktop app installs any skill directly into ~/.claude/skills/ with one click — no terminal required. Pro starts at $9/mo or $149 lifetime.

Pro

For the full experience including quality scoring and one-click install features for each skill — upgrade to Pro.

See pricing → Download desktop app

Frequently asked questions

How do I install the Acao Reajuste Abusivo Claude Code skill?
Install via the ClaudSkills desktop app (one click) or copy SKILL.md from the source repository to ~/.claude/skills/acao-reajuste-abusivo/SKILL.md and restart Claude Code. Both flows are detailed at claudskills.com/install/.
What does the Acao Reajuste Abusivo skill do?
Acao revisional/declaratoria contra reajuste abusivo de mensalidade de plano de saude — individual/familiar (controle ANS via IPCA-Saude) e coletivo empresarial/por adesao (controle nao-direto da ANS). Aplica Lei 9.656/1998 + Tema 952 STJ (reajuste por faixa etaria — exige base atuarial e nao pode ser excessivo) + Sum. 608 STJ (CDC em coletivos) + Lei 10.741/2003 art. 15§3o (Estatuto do Idoso — vedacao a reajuste apos 60a por faixa) + Sum. 91 ANS + RN ANS 195/2009. Distingue 3 modalidades: reajuste anual (IPCA + variacao de custos); reajuste por faixa etaria (10 faixas); reajuste por sinistralidade (coletivos). Tese central: razoabilidade + base atuarial + transparencia + vedacao a discriminacao etaria. Tutela de urgencia (descontinuidade do plano). Conservadorismo (PA-21). Aciona: reajuste abusivo, mensalidade abusiva, Tema 952, faixa etaria, Estatuto Idoso plano, sinistralidade coletivo, IPCA-Saude, RN 195, Sum 608, revisional plano, Sum 91 ANS.
Is this skill free to install?
Yes. ClaudSkills is an open registry — every skill keeps its source repository's license, and manual install via copy is free. ClaudSkills Pro ($9/mo, $79/yr, or $149 one-time) adds one-click install via the desktop app and a multi-signal Quality Score.
When should I use the Acao Reajuste Abusivo skill?
Use Acao Reajuste Abusivo when your Claude Code task falls under the General category — specifically in the general misc area. Claude Code auto-discovers installed skills and invokes the right one based on the task description, so you can also ask Claude directly (e.g. "use Acao Reajuste Abusivo" or describe the task and let Claude pick). Browse related skills at /category/general/.
What is a Claude Code skill and how does the Acao Reajuste Abusivo skill fit in?
A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Acao Reajuste Abusivo is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the General category. Learn more at /learn/what-is-a-claude-skill/.

Attribution & license

Cite this skill

If you reference this skill in a blog post, paper, or documentation, you can cite it as:

APA
sbroggioadv. (2026). Acao Reajuste Abusivo [Claude Code skill]. ClaudSkills. https://claudskills.com/skills/acao-reajuste-abusivo/
BibTeX
@misc{acao-reajuste-abusivo-2026,
  author    = {sbroggioadv},
  title     = {Acao Reajuste Abusivo [Claude Code skill]},
  year      = {2026},
  publisher = {ClaudSkills},
  url       = {https://claudskills.com/skills/acao-reajuste-abusivo/}
}

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Security scan

Grade A · scanned 2026-09-28 — free static scan against the OWASP Agentic Skills Top 10.

No risk patterns were found in any of the ten OWASP-aligned categories. How grading works ›

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