Car Tco

Q: What is a Claude Code skill and how does the Car Tco skill fit in?

A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Car Tco is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the General category. Learn more at https://claudskills.com/learn/what-is-skill-md/.

Category: General · Sub-category: general-misc · Last updated: 2026-07-23

Compare the total cost of car ownership across buy-new, buy-used, lease, and keep-your-current-car — depreciation, insurance, maintenance ramp, and fuel over a real horizon, not just the monthly payment. Use when asked should I lease or buy a car, is it cheaper to keep my old car, what does this car really cost per month, or new vs used total cost. Produces the ranked scenario totals, per-month true cost, the assumption ledger, and the not-modeled list.

Security AStatic scan found no risk patternsHow grading works ›

From the source SKILL.md

Cars are sold on monthly payments and owned on total cost — and the two rank options differently. Depreciation (the biggest cost of a new car) never appears on a statement; maintenance (the biggest fear about an old car) is usually smaller than a year of new-car depreciation. This skill compares buy-new, buy-used, lease-forever, and keep-current on the same total-cost basis over the same horizon.

What this skill does

Car Tco is a community-contributed Claude Code skill in the general-misc sub-category. It ships as a SKILL.md file that Claude Code auto-discovers under ~/.claude/skills/car-tco/ and loads when your prompt matches the skill's trigger.

When to invoke it: Use when asked should I lease or buy a car, is it cheaper to keep my old car, what does this car really cost per month, or new vs used total cost. Produces the ranked scenario totals, per-month true cost, the assumption ledger, and the not-modeled list.

Who uses this skill

The Car Tco Claude Code skill is built for Claude Code users and developers across all disciplines looking for general-purpose AI assistance. It's part of ClaudSkills (also referred to as Claude Skills or Claude Code Skills) — the open community-curated registry of 174,000+ SKILL.md files for Anthropic's Claude Code agent and the wider Claude ecosystem (Claude API, Claude Agent SDK).

How to install

Free

Manual install (2 steps)

mkdir -p ~/.claude/skills/car-tco
curl -L https://claudskills.com/skills/car-tco/SKILL.md \
  -o ~/.claude/skills/car-tco/SKILL.md

Or just download SKILL.md directly and drop it into ~/.claude/skills/car-tco/. Claude Code auto-discovers it on next session.

Skills live at ~/.claude/skills/car-tco/SKILL.md on macOS/Linux, or %USERPROFILE%\.claude\skills\car-tco\SKILL.md on Windows. See the full install guide for step-by-step instructions.

📱 Install from your phone or desktop Telegram

Open @claudskills_bot on Telegram, tap Open Desktop App, and the desktop app installs this skill for you. Or share the bot link with a colleague — they get the same one-tap install. Learn more →

Pro

One-click install via the desktop app

The ClaudSkills desktop app installs any skill directly into ~/.claude/skills/ with one click — no terminal required. Pro starts at $9/mo or $149 lifetime.

Pro

For the full experience including quality scoring and one-click install features for each skill — upgrade to Pro.

See pricing → Download desktop app

Frequently asked questions

How do I install the Car Tco Claude Code skill?

Install via the ClaudSkills desktop app (one click) or copy SKILL.md from the source repository to ~/.claude/skills/car-tco/SKILL.md and restart Claude Code. Both flows are detailed at claudskills.com/install/.

What does the Car Tco skill do?

Is this skill free to install?

Yes. ClaudSkills is an open registry — every skill keeps its source repository's license, and manual install via copy is free. ClaudSkills Pro ($9/mo, $79/yr, or $149 one-time) adds one-click install via the desktop app and a multi-signal Quality Score.

When should I use the Car Tco skill?

Use Car Tco when your Claude Code task falls under the General category — specifically in the general misc area. Claude Code auto-discovers installed skills and invokes the right one based on the task description, so you can also ask Claude directly (e.g. "use Car Tco" or describe the task and let Claude pick). Browse related skills at /category/general/.

What is a Claude Code skill and how does the Car Tco skill fit in?

A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Car Tco is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the General category. Learn more at /learn/what-is-a-claude-skill/.

Attribution & license

Source: https://github.com/mohitagw15856/pm-claude-skills/blob/HEAD/exports/openclaw/car-tco/SKILL.md
License: MIT
Author: mohitagw15856
Website: https://mohitagw15856.github.io/pm-claude-skills/

Cite this skill

If you reference this skill in a blog post, paper, or documentation, you can cite it as:

APA

mohitagw15856. (2026). Car Tco [Claude Code skill]. ClaudSkills. https://claudskills.com/skills/car-tco/

BibTeX

@misc{car-tco-2026,
  author    = {mohitagw15856},
  title     = {Car Tco [Claude Code skill]},
  year      = {2026},
  publisher = {ClaudSkills},
  url       = {https://claudskills.com/skills/car-tco/}
}

Embed this skill

Promote, attribute, or link this skill from your own README, blog post, or documentation. All three snippets are free to use — no sign-up, no API key. More distribution surfaces →

Badge

[![ClaudSkills](https://claudskills.com/badge/car-tco.svg)](https://claudskills.com/skills/car-tco/?utm_source=badge&utm_medium=readme&utm_campaign=skill_badge)

Security scan

Grade A · scanned 2026-08-02 — free static scan against the OWASP Agentic Skills Top 10.

No risk patterns were found in any of the ten OWASP-aligned categories. How grading works ›

✓ Prompt injection
✓ Data exfiltration
✓ Supply chain
✓ Reverse shell
✓ Credentials
✓ Execution
✓ Filesystem
✓ Persistence
✓ Obfuscation
✓ Network

Show this grade on your repo (click to copy):

[![Security: A](https://img.shields.io/badge/Security-A-2e7d32)](https://claudskills.com/skills/car-tco/#security)

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Part of ClaudSkills — the open registry for Claude Skills & Claude Code Skills. · What's New · Install guide · About · llms.txt

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