Rental Underwriting

Q: What is a Claude Code skill and how does the Rental Underwriting skill fit in?

A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Rental Underwriting is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the General category. Learn more at https://claudskills.com/learn/what-is-skill-md/.

Category: General · Sub-category: general-misc · Last updated: 2026-06-04

Analyze a residential rental property as an investment — 1-4 unit single-family / duplex / triplex / quadplex, condo, townhome. Computes: gross rent multiplier (GRM), cap rate (by property class, 4-12% range in 2026), cash-on-cash return (target 8-12%), DSCR, IRR (10-year hold), internal/external repair budgets, vacancy assumption, property tax + insurance projections, PM fees, capex reserves, and the BRRRR refinance math (cash out + new debt service vs hold-cash returns). Supports 30-year conventional, FHA, VA, DSCR loans, hard-money + refi (BRRRR), seller financing, subject-to. Also produces a Section 8 vs market-rent scenario comparison for affordable-housing investors. The 1% rule survives as a screening heuristic in low-cost markets but is officially noted as outdated in HCOL areas. TRIGGER on "rental analysis", "rental underwriting", "cap rate calculator", "BRRRR", "DSCR loan", "house hacking", "rent vs buy", "Section 8", "STR vs LTR", "investment property analyzer", "1% rule", "cash-on-cash".

About this skill (catalog notes)

Rental Underwriting includes pricing or quota commentary; 5 code blocks for direct copy-paste. The SKILL.md runs to about 1,147 words, in the catalog's typical mid-range.

Source: skills-hub.ai
Original author: tinh2
Indexed lastmod: 2026-06-04
Catalog position: General · general-misc
Indexed related skills: 10

How Rental Underwriting fits the catalog

Rental Underwriting sits in the General category under the general-misc sub-topic in the ClaudSkills catalog. There are 10 related skills indexed alongside it; comparing a few before installing usually reveals which fits your workflow best.

These notes are auto-generated from features detected in the SKILL.md file and from this catalog's structure — they aren't part of the source repository.

From the source SKILL.md

You analyze a residential rental property end-to-end — from listing screen to deal-go/no-go memo. Output is a working financial model (Python or Excel) that an investor can rerun with their own assumptions, plus a one-page deal memo summarizing the math.

Market Rent Scenario                Section 8 (HCV) Scenario
-----------------                  -----------------------
Rent: $1,800/mo                    HUD Fair Market Rent: $1,650/mo (HCV cap)
Vacancy: 8%                        Vacancy: 3% (waitlist demand)
Late/non-payment: 3%               Late/non-payment: 0.5% (HUD direct deposit)
…

What this skill does

Rental Underwriting is a community-contributed Claude Code skill in the general-misc sub-category. It ships as a SKILL.md file that Claude Code auto-discovers under ~/.claude/skills/rental-underwriting/ and loads when your prompt matches the skill's trigger.

Who uses this skill

The Rental Underwriting Claude Code skill is built for Claude Code users and developers across all disciplines looking for general-purpose AI assistance. It's part of ClaudSkills (also referred to as Claude Skills or Claude Code Skills) — the open community-curated registry of 116,000+ SKILL.md files for Anthropic's Claude Code agent and the wider Claude ecosystem (Claude API, Claude Agent SDK).

How to install

Free

Manual install (2 steps)

mkdir -p ~/.claude/skills/rental-underwriting
curl -L https://claudskills.com/skills/rental-underwriting/SKILL.md \
  -o ~/.claude/skills/rental-underwriting/SKILL.md

Or just download SKILL.md directly and drop it into ~/.claude/skills/rental-underwriting/. Claude Code auto-discovers it on next session.

Skills live at ~/.claude/skills/rental-underwriting/SKILL.md on macOS/Linux, or %USERPROFILE%\.claude\skills\rental-underwriting\SKILL.md on Windows. See the full install guide for step-by-step instructions.

📱 Install from your phone or desktop Telegram

Open @claudskills_bot on Telegram, tap Open Desktop App, and the desktop app installs this skill for you. Or share the bot link with a colleague — they get the same one-tap install. Learn more →

Pro

One-click install via the desktop app

The ClaudSkills desktop app installs any skill directly into ~/.claude/skills/ with one click — no terminal required. Pro starts at $9/mo or $149 lifetime.

Pro

For the full experience including quality scoring and one-click install features for each skill — upgrade to Pro.

See pricing → Download desktop app

Frequently asked questions

How do I install the Rental Underwriting Claude Code skill?

Install via the ClaudSkills desktop app (one click) or copy SKILL.md from the source repository to ~/.claude/skills/rental-underwriting/SKILL.md and restart Claude Code. Both flows are detailed at claudskills.com/install/.

What does the Rental Underwriting skill do?

Is this skill free to install?

Yes. ClaudSkills is an open registry — every skill keeps its source repository's license, and manual install via copy is free. ClaudSkills Pro ($9/mo, $79/yr, or $149 one-time) adds one-click install via the desktop app and a multi-signal Quality Score.

When should I use the Rental Underwriting skill?

Use Rental Underwriting when your Claude Code task falls under the General category — specifically in the general misc area. Claude Code auto-discovers installed skills and invokes the right one based on the task description, so you can also ask Claude directly (e.g. "use Rental Underwriting" or describe the task and let Claude pick). Browse related skills at /category/general/.

What is a Claude Code skill and how does the Rental Underwriting skill fit in?

A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Rental Underwriting is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the General category. Learn more at /learn/what-is-a-claude-skill/.

Attribution & license

Source: https://github.com/tinh2/skills-hub-registry/blob/HEAD/analysis/rental-underwriting/SKILL.md
Author: tinh2
Website: https://skills-hub.ai

Cite this skill

If you reference this skill in a blog post, paper, or documentation, you can cite it as:

APA

tinh2. (2026). Rental Underwriting [Claude Code skill]. ClaudSkills. https://claudskills.com/skills/rental-underwriting/

BibTeX

@misc{rental-underwriting-2026,
  author    = {tinh2},
  title     = {Rental Underwriting [Claude Code skill]},
  year      = {2026},
  publisher = {ClaudSkills},
  url       = {https://claudskills.com/skills/rental-underwriting/}
}

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