Reward programs are designed to be confusing so most value goes unclaimed. This cuts through it: given the cards and programs you actually have, it tells you the best one to use for a specific purchase or builds a simple by-category cheat-sheet for everyday spending — while keeping the golden rule front and center: rewards are only worth it if you pay in full and don't spend more to earn them.
Rewards Optimizer is a community-contributed Claude Code skill in the general-misc sub-category. It ships as a SKILL.md file that Claude Code auto-discovers under ~/.claude/skills/rewards-optimizer/ and loads when your prompt matches the skill's trigger.
When to invoke it: Use when asked which card should I use for [purchase], maximize my credit card rewards, best card for [category], or optimize my points. Produces the best-value route for the spend from the cards/programs you actually have, a simple everyday cheat-sheet by category, redemption tips, and honest guardrails (pay in full, don't chase points into debt or clutter).
The Rewards Optimizer Claude Code skill is built for Claude Code users and developers across all disciplines looking for general-purpose AI assistance. It's part of ClaudSkills (also referred to as Claude Skills or Claude Code Skills) — the open community-curated registry of 177,000+ SKILL.md files for Anthropic's Claude Code agent and the wider Claude ecosystem (Claude API, Claude Agent SDK).
mkdir -p ~/.claude/skills/rewards-optimizer curl -L https://claudskills.com/skills/rewards-optimizer/SKILL.md \ -o ~/.claude/skills/rewards-optimizer/SKILL.md
Or just download SKILL.md directly and drop it into ~/.claude/skills/rewards-optimizer/. Claude Code auto-discovers it on next session.
Skills live at ~/.claude/skills/rewards-optimizer/SKILL.md on macOS/Linux, or %USERPROFILE%\.claude\skills\rewards-optimizer\SKILL.md on Windows. See the full install guide for step-by-step instructions.
Open @claudskills_bot on Telegram, tap Open Desktop App, and the desktop app installs this skill for you. Or share the bot link with a colleague — they get the same one-tap install. Learn more →
The ClaudSkills desktop app installs any skill directly into ~/.claude/skills/ with one click — no terminal required. Pro starts at $9/mo or $149 lifetime.
For the full experience including quality scoring and one-click install features for each skill — upgrade to Pro.
SKILL.md from the source repository to ~/.claude/skills/rewards-optimizer/SKILL.md and restart Claude Code. Both flows are detailed at claudskills.com/install/.SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Rewards Optimizer is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the General category. Learn more at /learn/what-is-a-claude-skill/.If you reference this skill in a blog post, paper, or documentation, you can cite it as:
@misc{rewards-optimizer-2026,
author = {mohitagw15856},
title = {Rewards Optimizer [Claude Code skill]},
year = {2026},
publisher = {ClaudSkills},
url = {https://claudskills.com/skills/rewards-optimizer/}
}Grade A · scanned 2026-08-06 — free static scan against the OWASP Agentic Skills Top 10.
No risk patterns were found in any of the ten OWASP-aligned categories. How grading works ›
Browse all General skills in the ClaudSkills registry, or explore these other picks from the same category:
Part of Acreator Store — Adam Lankamer's AI tools: PerfectStudio · Ucaption · UTagger · AutoXPoster · TestYourSkills · AutomationFlows · Au Naturel · Telegram @acreatorstore
SKILL.md files, not affiliated with, endorsed by, or sponsored by Anthropic.