Send Funds To A Merchant

Q: What is a Claude Code skill and how does the Send Funds To A Merchant skill fit in?

A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Send Funds To A Merchant is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the General category. Learn more at https://claudskills.com/learn/what-is-skill-md/.

Category: General · Sub-category: general-misc · Last updated: 2026-08-06

Guides developers through sending (disbursing) funds to a merchant via the Payroc Funding API — including checking available balance before disbursement and creating, tracking, updating, or cancelling funding instructions (/v1/funding-instructions). Use this skill when the user wants to disburse or send funds to a merchant, create a funding instruction, pay out a merchant, distribute merchant balances, implement an ACH payout to a merchant's bank account, perform merchant settlement disbursement, batch-fund multiple merchants in a single instruction, update a pending funding instruction, delete or cancel a funding instruction, or manage the /v1/funding-instructions endpoint (POST, GET, PUT, DELETE). Also use when the user asks about idempotency keys for funding instructions, tracking instruction status (accepted/pending/completed/funded), or checking available balance specifically as a prerequisite for disbursing funds. Do NOT use for setting up or registering a new funding recipient or funding account (use the set-up-a-funding-recipient skill), or for viewing funding activity history, balance reports, or funding balances without the intent to disburse (use the view-funding-activity skill).

Security AStatic scan found no risk patternsHow grading works ›

What this skill does

Send Funds To A Merchant is a community-contributed Claude Code skill in the general-misc sub-category. It ships as a SKILL.md file that Claude Code auto-discovers under ~/.claude/skills/send-funds-to-a-merchant/ and loads when your prompt matches the skill's trigger.

When to invoke it: use when the user asks about idempotency keys for funding instructions, tracking instruction status (accepted/pending/completed/funded), or checking available balance specifically as a prerequisite for disbursing funds. Do NOT use for setting up or registering a new funding recipient or funding account (use the set-up-a-funding-recipient skill), or for viewing funding activity history, balance reports, or funding balances without the intent to disburse (use the view-funding-activity skill).

Who uses this skill

The Send Funds To A Merchant Claude Code skill is built for Claude Code users and developers across all disciplines looking for general-purpose AI assistance. It's part of ClaudSkills (also referred to as Claude Skills or Claude Code Skills) — the open community-curated registry of 196,000+ SKILL.md files for Anthropic's Claude Code agent and the wider Claude ecosystem (Claude API, Claude Agent SDK).

How to install

Free

Manual install (2 steps)

mkdir -p ~/.claude/skills/send-funds-to-a-merchant
curl -L https://claudskills.com/skills/send-funds-to-a-merchant/SKILL.md \
  -o ~/.claude/skills/send-funds-to-a-merchant/SKILL.md

Or just download SKILL.md directly and drop it into ~/.claude/skills/send-funds-to-a-merchant/. Claude Code auto-discovers it on next session.

Skills live at ~/.claude/skills/send-funds-to-a-merchant/SKILL.md on macOS/Linux, or %USERPROFILE%\.claude\skills\send-funds-to-a-merchant\SKILL.md on Windows. See the full install guide for step-by-step instructions.

📱 Install from your phone or desktop Telegram

Open @claudskills_bot on Telegram, tap Open Desktop App, and the desktop app installs this skill for you. Or share the bot link with a colleague — they get the same one-tap install. Learn more →

Pro

One-click install via the desktop app

The ClaudSkills desktop app installs any skill directly into ~/.claude/skills/ with one click — no terminal required. Pro starts at $9/mo or $149 lifetime.

Pro

For the full experience including quality scoring and one-click install features for each skill — upgrade to Pro.

See pricing → Download desktop app

Frequently asked questions

How do I install the Send Funds To A Merchant Claude Code skill?

Install via the ClaudSkills desktop app (one click) or copy SKILL.md from the source repository to ~/.claude/skills/send-funds-to-a-merchant/SKILL.md and restart Claude Code. Both flows are detailed at claudskills.com/install/.

What does the Send Funds To A Merchant skill do?

Is this skill free to install?

Yes. ClaudSkills is an open registry — every skill keeps its source repository's license, and manual install via copy is free. ClaudSkills Pro ($9/mo, $79/yr, or $149 one-time) adds one-click install via the desktop app and a multi-signal Quality Score.

When should I use the Send Funds To A Merchant skill?

Use Send Funds To A Merchant when your Claude Code task falls under the General category — specifically in the general misc area. Claude Code auto-discovers installed skills and invokes the right one based on the task description, so you can also ask Claude directly (e.g. "use Send Funds To A Merchant" or describe the task and let Claude pick). Browse related skills at /category/general/.

What is a Claude Code skill and how does the Send Funds To A Merchant skill fit in?

A Claude Code skill is a SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Send Funds To A Merchant is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the General category. Learn more at /learn/what-is-a-claude-skill/.

Attribution & license

Source: https://github.com/payroc/skills/blob/9efd58104c4fd3eea68cdb44c7dc9470994e16d8/plugins/payroc/funding/skills/send-funds-to-a-merchant/SKILL.md
License: MIT
Author: payroc

Cite this skill

If you reference this skill in a blog post, paper, or documentation, you can cite it as:

APA

payroc. (2026). Send Funds To A Merchant [Claude Code skill]. ClaudSkills. https://claudskills.com/skills/send-funds-to-a-merchant/

BibTeX

@misc{send-funds-to-a-merchant-2026,
  author    = {payroc},
  title     = {Send Funds To A Merchant [Claude Code skill]},
  year      = {2026},
  publisher = {ClaudSkills},
  url       = {https://claudskills.com/skills/send-funds-to-a-merchant/}
}

Embed this skill

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Badge

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Security scan

Grade A · scanned 2026-09-28 — free static scan against the OWASP Agentic Skills Top 10.

No risk patterns were found in any of the ten OWASP-aligned categories. How grading works ›

✓ Prompt injection
✓ Data exfiltration
✓ Supply chain
✓ Reverse shell
✓ Credentials
✓ Execution
✓ Filesystem
✓ Persistence
✓ Obfuscation
✓ Network

Show this grade on your repo (click to copy):

[![Security: A](https://img.shields.io/badge/Security-A-2e7d32)](https://claudskills.com/skills/send-funds-to-a-merchant/#security)

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