Windfalls tend to disappear — not through one big mistake but through a dozen small ones, plus lifestyle creep and the "advisors" who suddenly appear. A little structure changes the outcome entirely. This gives you a plan: pause before big moves, check what you owe (tax and debts), then allocate deliberately across your foundation, your goals, and a genuinely guilt-free bit of fun.
Windfall Plan is a community-contributed Claude Code skill in the education-learning sub-category. It ships as a SKILL.md file that Claude Code auto-discovers under ~/.claude/skills/windfall-plan/ and loads when your prompt matches the skill's trigger.
When to invoke it: Use when asked what should I do with a windfall, I came into some money, how to use a bonus/inheritance/tax refund, or don't want to waste this money. Produces a cool-off-first plan, a tax/obligations check, an allocation across foundation-building, goals, and a guilt-free fun slice, and cautions against the classic windfall traps and the vultures that appear.
The Windfall Plan Claude Code skill is built for Claude Code users and developers across all disciplines looking for general-purpose AI assistance. It's part of ClaudSkills (also referred to as Claude Skills or Claude Code Skills) — the open community-curated registry of 177,000+ SKILL.md files for Anthropic's Claude Code agent and the wider Claude ecosystem (Claude API, Claude Agent SDK).
mkdir -p ~/.claude/skills/windfall-plan curl -L https://claudskills.com/skills/windfall-plan/SKILL.md \ -o ~/.claude/skills/windfall-plan/SKILL.md
Or just download SKILL.md directly and drop it into ~/.claude/skills/windfall-plan/. Claude Code auto-discovers it on next session.
Skills live at ~/.claude/skills/windfall-plan/SKILL.md on macOS/Linux, or %USERPROFILE%\.claude\skills\windfall-plan\SKILL.md on Windows. See the full install guide for step-by-step instructions.
Open @claudskills_bot on Telegram, tap Open Desktop App, and the desktop app installs this skill for you. Or share the bot link with a colleague — they get the same one-tap install. Learn more →
The ClaudSkills desktop app installs any skill directly into ~/.claude/skills/ with one click — no terminal required. Pro starts at $9/mo or $149 lifetime.
For the full experience including quality scoring and one-click install features for each skill — upgrade to Pro.
SKILL.md from the source repository to ~/.claude/skills/windfall-plan/SKILL.md and restart Claude Code. Both flows are detailed at claudskills.com/install/.SKILL.md file that lives under ~/.claude/skills/<name>/ and tells the Claude Code CLI agent how to perform a specific task (instructions, prompts, allowed tools). Skills are auto-discovered at session start. Windfall Plan is one of 67,000+ skills indexed in the open ClaudSkills catalog, classified under the General category. Learn more at /learn/what-is-a-claude-skill/.If you reference this skill in a blog post, paper, or documentation, you can cite it as:
@misc{windfall-plan-2026,
author = {mohitagw15856},
title = {Windfall Plan [Claude Code skill]},
year = {2026},
publisher = {ClaudSkills},
url = {https://claudskills.com/skills/windfall-plan/}
}Grade A · scanned 2026-08-06 — free static scan against the OWASP Agentic Skills Top 10.
No risk patterns were found in any of the ten OWASP-aligned categories. How grading works ›
Browse all General skills in the ClaudSkills registry, or explore these other picks from the same category:
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SKILL.md files, not affiliated with, endorsed by, or sponsored by Anthropic.